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Best bank offers in Canada

Compare cash bonuses for bank accounts, credit cards and investing. See what each offer pays and how to qualify.

Chequing and savings account bonuses

Cash for opening or funding an everyday account.

  • Tangerine

    Banking

    Referral

    $50

    Get $50 when you use Orange Key 76600341S1 and keep $250 in your account for 60 days.

    • Open a first eligible Tangerine account, excluding credit cards, with Orange Key 76600341S1
    • Deposit or invest at least $250 within 60 days
    • Keep at least $250 for 60 consecutive days
    • The ongoing referral program pays the bonus to both sides after all actions and permits up to six paid referrals per year
    About 10 min
    Get offer

  • EQ Bank

    Banking

    Referral

    $20

    Get $20 when you fund your account.

    • Usually paid after EQ Bank validates the funded account requirement
    • Join with referral code alice8968
    • Activate the account
    • Fund the account with at least $100 within 30 calendar days
    About 5 min
    Get offer

  • Koho

    Spending

    Referral

    Free Core account

    KOHO Core costs $0 a month permanently, with no minimum balance or direct-deposit requirement. Earn 2% annual interest after opting in and 1% cash back on eligible groceries, transit, food and drink.

    • Core has no monthly fee, minimum balance or direct-deposit requirement. Opt in to earn interest. Cash back applies to eligible groceries, transit, food and drink
    About 5 min
    Get offer

Investing offers

Bonuses for opening or funding a brokerage or robo-advisor account.

  • Wealthsimple

    Investing

    Referral

    $50

    Get $50 when you join through Canooq's Wealthsimple referral by November 12, 2026 at 11:59 p.m. ET and make at least $100 in qualifying external net deposits within 30 days.

    • Join through the referral link by November 12, 2026 at 11:59 p.m. ET, or apply OANNYP to an unfunded account during the promotion. Deposit at least $100 externally within 30 days. Receive the $50 in eligible Chequing within 24 hours after qualification and keep the reward for 180 days. Replaces the standard $25 referral
    • Cannot combine with the 5% credit-card referral offer
    About 10 min
    Get offer

Credit cards and credit tools

Card comparison offers and free credit-score services.

  • Ratehub

    Credit

    Referral

    Up to $50 cash

    Choose a card marked eligible for referral through this Ratehub referral link. After issuer approval, receive the displayed cash bonus, up to $50, by Interac e-Transfer within 28 business days.

    • Arrive through this Ratehub referral link
    • Choose a card marked eligible for referral
    • Complete the application and receive issuer approval
    About 5 min
    Get offer

  • Borrowell

    Credit

    Referral

    Free credit score

    Check your Canadian credit score for free and use it to track progress, catch errors, and understand what lenders may see.

    • The reward is access to your free credit score and credit-monitoring tools after signup
    • Sign up through the referral link
    • Confirm your identity
    • Review Borrowell's current terms and privacy policy
    About 5 min
    Get offer

Money transfer offers

First-transfer deals for sending money abroad.

  • Wise

    Transfers

    Referral

    Fee-free eligible first transfer

    Join through the Wise invitation for a fee-free eligible first transfer. The invitation displays the applicable cap, currency and expiry.

    • Join through the Wise invitation
    • Confirm the voucher’s cap, currency, eligibility and expiry
    • Fees above the cap and other charges follow Wise’s displayed terms
    About 5 min
    Get offer

  • Remitly

    Transfers

    Referral

    Eligible first-transfer offer

    Remitly’s current Canadian referral offer is shown after choosing the destination country. The promotion can include a fee discount or special exchange rate on an eligible first transfer, depending on the corridor and current terms.

    • Choose the destination, delivery method, and transfer amount to see the live offer. Fees, exchange rate, eligibility, and any discount are corridor-specific
    About 5 min
    Get offer

Before you sign up for a bank bonus

  • Read the qualifying steps first

    Most bonuses need a specific action by a deadline: a payroll deposit, a minimum balance or a first trade. The bonus is only real if you can complete it.

  • Bonuses can be taxable

    Cash bonuses and interest are generally reported as income. Keep the statements for tax time.

  • Opening an account is not a credit hit, usually

    Chequing and savings accounts normally involve no hard credit check. Credit cards and lines of credit do.

Bank offer questions

Are these bank offers available across Canada?
Most are, but some exclude Quebec or require you to be a new customer. Each card lists the main conditions, and the provider's own page has the full terms.
Where can I find an offer's deadline?
Dealfox lists the end date on the offer card when one is available. Check the provider's terms for any separate deadlines to qualify for the bonus.
Does Dealfox get paid for these offers?
Some links are referral or affiliate links, marked on the card. If you sign up through one, Dealfox may receive a referral bonus or commission. It does not change the offer you get.

Dealfox is not a financial advisor and this page is not financial advice. Offers come from the providers and can change; confirm the terms on the provider's site. Looking for phone or internet credits? See phone and internet offers.